Pwodwi Nou Yo — Our Offerings

Loan Products Built for Your Life

Every family's path to homeownership is different. We offer a full range of mortgage solutions — and the personal guidance to help you choose the right one.

Chak fanmi gen pwòp chemen pa l. Nou la pou gide w.

Find the Right Loan for You

Not sure which loan is right for you? Our advisors are here to help — no pressure, just honest guidance.

Buy the home you deserve

Home Purchase

Whether you're a first-time buyer or moving into your next chapter, we make the home purchase process straightforward and stress-free. Our advisors walk you through every step — from pre-qualification to closing day.

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What's Included

  • Competitive fixed and adjustable rates
  • Low down payment options available
  • Pre-qualification in as little as 24 hours
  • Dedicated bilingual loan officer
  • Guidance from application to closing

Make your mortgage work harder for you

Refinance

Already own a home? Refinancing could lower your monthly payments, reduce your interest rate, shorten your loan term, or give you access to your home's equity. We find the right refinance solution for your goals.

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What's Included

  • Rate-and-term refinance options
  • Cash-out refinance to access equity
  • Streamline refinance for FHA/VA loans
  • No-closing-cost options available
  • Fast turnaround and clear communication

Homeownership made more accessible

FHA Loans

FHA loans are government-backed mortgages designed to help more people qualify for homeownership — especially first-time buyers. With lower down payment requirements and flexible credit guidelines, an FHA loan could be your path forward.

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What's Included

  • Down payments as low as 3.5%
  • More flexible credit score requirements
  • Ideal for first-time homebuyers
  • Competitive interest rates
  • Available for purchase and refinance

Honoring those who served

VA Loans

If you're a veteran, active-duty service member, or eligible surviving spouse, a VA loan offers exceptional benefits — including no down payment and no private mortgage insurance. You've earned it.

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What's Included

  • No down payment required
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Flexible qualification guidelines
  • Available for purchase and refinance

Flexible financing for qualified buyers

Conventional Loans

Conventional loans offer flexibility and competitive rates for buyers with solid credit and stable income. With a range of term options and down payment choices, a conventional loan can be tailored to your financial goals.

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What's Included

  • Fixed and adjustable rate options
  • Down payments starting at 3%
  • No upfront mortgage insurance with 20% down
  • Loan amounts up to conforming limits
  • Ideal for buyers with strong credit profiles

Financing for higher-value properties

Jumbo Loans

Looking to purchase a higher-priced home that exceeds conventional loan limits? Our jumbo loan options provide the financing you need with personalized service and competitive terms.

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What's Included

  • Loan amounts above conforming limits
  • Competitive rates for qualified borrowers
  • Fixed and adjustable rate options
  • Primary residence and second homes
  • Personalized underwriting approach

The Process

How It Works

We've simplified the mortgage process so you can focus on what matters — finding your home.

01

Get Pre-Qualified

Tell us about your financial situation. We'll review your income, credit, and goals to determine what you qualify for — no commitment required.

02

Choose Your Loan

Your advisor will walk you through the best loan options for your situation and help you select the right product with confidence.

03

Submit Your Application

We guide you through the paperwork, gather the necessary documents, and submit your application on your behalf.

04

Close on Your Home

Once approved, we coordinate with all parties to get you to the closing table smoothly and on time.

Not Sure Which Loan Is Right for You?

Let's talk. Our bilingual advisors will help you understand your options and find the best path forward — at no cost to you.

Ann pale. Konseye nou yo ap ede w konprann opsyon ou yo — gratis.

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Helping Haitian-American families achieve the dream of homeownership — with guidance, trust, and community at the heart of everything we do.

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Equal Housing Opportunity

© 2026 Haitian Finance. All rights reserved.

Rodney Drouillard is a licensed mortgage Loan Originator. NMLS #1475285. Licensed in FL, GA, NJ, MA, TX, IN, OH. Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval.